Social Security Benefits for Seniors Age 70 or Older | ET REALITY

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If you are 70 or older, you should apply now for the benefits you are owed.  Your benefits will not increase if you continue to delay applying because you are 70 or older.

If you are 70 or older, you should apply now for the benefits you are owed. Your benefits will not increase if you continue to delay applying because you are 70 or older.

Courtesy of Hillary Hatch, Social Security Administration

Retirement is not the same for everyone. It can mean different things to different people.

You may not have applied for Social Security retirement benefits because you are still working or delaying applying so you can get the higher benefit. If you are 70 or older, you should apply now for the benefits you are owed. Your benefits will not increase if you continue to delay applying because you are 70 or older.

Did you know that you can receive benefits even if you are still working? Your earnings can increase your monthly benefit amount, even after you start receiving benefits.

Every year you work, we verify your earnings record. It’s possible that its last year of earnings could be one of its 35 highest years. If so, we will automatically recalculate your benefit amount and pay you any increase due.

You can claim your retirement benefits now. The best and easiest way to apply is with a personal Social Security account. You can create your free account at www.ssa.gov/myaccount.

Once you create your account, you can get an estimate of how much you could receive each month based on when you want to start receiving benefits and then apply.

In your account, you can also:

  • Access our publications, such as the fact sheet for workers aged 70 and older.
  • Find your full retirement age.
  • Learn about the benefits for your spouse and family.
  • Apply for benefits.
  • Manage your benefits once you start receiving them.

We’re here to help you secure today and tomorrow and invite you to learn more about how to apply for retirement benefits at www.ssa.gov/apply On our website.

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